MetLife Insurance Unclaimed Policy Benefits Search

MetLife - Unclaimed Policy Benefits Search


MetLife Insurance Settlement for Missing Beneficiaries and Lost Heirs

MetLife Life Insurance Claims

Estimates are $2.4 billion dollars in death benefits owed beneficiaries and heirs of deceased life insurance policyholders goes unclaimed each year.

Heirs of deceased policyholders and annuity owners may be entitled to receive compensation arising from a 2012 legal settlement  between states and a number of underwriters.

Unclaimed property audits undertaken by a number of states revealed many major life insurance companies failed to pay death benefits to beneficiaries, despite having confirmation policyholders were deceased. Additionally, some companies continued charging premiums, deducting payments from the policies' cash reserves until depleted, at which time the policy would be cancelled.

Insurance Companies participating in the Global Life Insurance Settlement  include: AIG, Allianz, Aviva, Forethought, Genworth, Hartford, ING, John Hancock, Lincoln National, MetLife, Midland National, Nationwide, New York Life, Northwest Mutual, Pacific Life, Prudential, Symetra, TIAA-CREF, Transamerica and Western & Southern.

MetLife: MetLife companies include: Metropolitan Life Insurance Company; New England Life Insurance Company; MetLife Insurance Company of Connecticut; General American Life Insurance Company; Metropolitan Tower Life Insurance Company; MetLife Investors Insurance Company; First MetLife Investors Insurance Company; MetLife Investors USA Insurance Company; and Delaware American Life Insurance Company.

Under the agreement {MetLife Insurance Claims Settlement} MetLife will restore the full value of impacted accounts, and will ensure an estimated $500 million in unpaid life insurance and annuity benefits are  paid to beneficiaries or custodians acting on their behalf.

MetLife further agreed to reform its business practices to ensure life insurance, annuity, and retained asset account benefits are promptly paid going forward. .

In the event MetLife finds a policyholder is deceased and no contact with a beneficiary has been established established, the company will remit the policy proceeds to a government custodian, where they will be held available to be reclaimed in the future.

Note: In March 2017, MetLife USA life insurance policies and annuity contracts were transferred to Brighthouse Financial. MetLife shareholders became eligible to receive a distribution of one share of Brighthouse Financial (BHF) for every 11 shares owned as of the record date.

MetLife Life Insurance Claims

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for unclaimed MetLife insurance policy benefits

Note MetLife policyholders, by virtue of the company's demutualization in 2000, may be entitled to collect cash and stock in addition to policy benefits. Go to: MetLife Demutualization Compensation


AIG John Hancock Northwest Mutual
Allianz Kemper Pacific Life
Aviva Lincoln National Prudential
Forethought MetLife Symetra
Genworth Midland National TIAA-CREF
The Hartford Nationwide Transamerica
ING New York Life Anico / Thrivent Financial